|
| |
Consumer Alerts – Phishing Scam
Bank of Osage City has created this webpage to
inform and warn consumers about a type of fraud called “phishing.” The term
“phishing” – as in fishing for confidential information – refers to a scam that
encompasses fraudulently obtaining and using an individual’s personal or
financial information. This is how it works:
 |
A consumer receives an e-mail which appears to originate
from a financial institution, government agency, or other
well-known/reputable entity. |
 |
The message describes an urgent reason you must “verify”
or “re-submit” personal or confidential information by clicking on a link
embedded in the message. |
 |
The provided link appears to be the Web site of the
financial institution, government agency or other well-known/reputable
entity, but in “phishing” scams, the Web site belongs to the
fraudster/scammer. |
 |
Once inside the fraudulent Web site, the consumer may be
asked to provide Social Security number, account numbers, passwords or other
information used to identify the consumer, such as the maiden name of the
consumer’s mother or the consumer’s place of birth. |
 |
When the consumer provides the information, those
perpetrating the fraud can begin to access consumer accounts or assume the
person’s identity. |
| |
|